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Student Loan Repayment Streamlining: Automatic Income-Driven Plans

New rules aim to simplify student loan repayment, especially for those behind on payments. They introduce automatic enrollment in income-driven repayment plans, helping to prevent further financial difficulties. Citizens will have more options and support in managing their educational debts.
Key points
Automatic enrollment in income-driven repayment plans for borrowers delinquent on student loans.
Option to opt out of automatic income data sharing and provide information manually.
Notifications about available repayment plans and their impact on monthly payments.
Streamlined process for rehabilitating defaulted student loans, including automatic assignment to an income-driven plan after the 9th payment.
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Expired
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Additional Information
Print number: 117_HR_8522
Sponsor: Rep. Bonamici, Suzanne [D-OR-1]
Process start date: 2022-07-27
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Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

SIMPLE Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 117_HR_8522.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2022-07-27.

What are the main provisions?

Key points include:

  • Automatic enrollment in income-driven repayment plans for borrowers delinquent on student loans.
  • Option to opt out of automatic income data sharing and provide information manually.
  • Notifications about available repayment plans and their impact on monthly payments.
  • Streamlined process for rehabilitating defaulted student loans, including automatic assignment to an income-driven plan after the 9th payment.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Bonamici, Suzanne [D-OR-1].

What is the latest detailed status?

The latest detailed status is: Introduced in House

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-28.

CATEGORIES

Education Benefits