arrow_back Back to App

Health Insurance Protection: No Pre-existing Condition Exclusions, Guaranteed Access.

This bill aims to prevent insurance companies from denying coverage or increasing prices due to pre-existing conditions, contingent on the repeal of the current Patient Protection and Affordable Care Act. This means easier access to health insurance and more predictable costs for individuals with prior health issues, but only if another specific law is first overturned.
Key points
Prohibits health insurance companies from excluding coverage based on pre-existing conditions, improving access to care.
Guarantees the availability of health insurance coverage in both individual and group markets, increasing insurance certainty.
Forbids discrimination in health insurance based on health status, medical history, or genetic information.
Allows wellness programs to offer discounts, but with strict rules against health-based discrimination.
article Official text account_balance Process page
Expired
Citizen Poll
No votes cast
Additional Information
Print number: 117_HR_892
Sponsor: Rep. McMorris Rodgers, Cathy [R-WA-5]
Process start date: 2021-02-05
Lustra uses Artificial Intelligence. Verify details in source documents.
Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
AI work logs for this document launch

OFFICIAL LEGAL TITLE

Pre-existing Conditions Protection Act of 2021

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 117_HR_892.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2021-02-05.

What are the main provisions?

Key points include:

  • Prohibits health insurance companies from excluding coverage based on pre-existing conditions, improving access to care.
  • Guarantees the availability of health insurance coverage in both individual and group markets, increasing insurance certainty.
  • Forbids discrimination in health insurance based on health status, medical history, or genetic information.
  • Allows wellness programs to offer discounts, but with strict rules against health-based discrimination.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. McMorris Rodgers, Cathy [R-WA-5].

What is the latest detailed status?

The latest detailed status is: Referred to the Subcommittee on Health.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-28.

CATEGORIES

Health