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Easier Student Loan Forgiveness for Public Service Workers

This act aims to simplify federal student loan forgiveness for individuals working in public service. It modifies eligibility rules, allows forgiveness after 12 months of employment and payments, and ensures that forgiven amounts are not taxed. Additionally, it streamlines the application process and public information about the program.
Key points
Student loan forgiveness is now possible after just 12 months of public service employment and 12 payments.
Forgiven student loan amounts will not be considered taxable income.
Clear procedures for application, appeals, and status notifications are being introduced.
A public database of public service employers and an online portal for borrowers will be established.
Parent PLUS loans can now be forgiven, and payments made before loan consolidation will count towards forgiveness.
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Additional Information
Print number: 117_HR_9097
Sponsor: Rep. Clyburn, James E. [D-SC-6]
Process start date: 2022-09-30
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Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Public Service Reward Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 117_HR_9097.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2022-09-30.

What are the main provisions?

Key points include:

  • Student loan forgiveness is now possible after just 12 months of public service employment and 12 payments.
  • Forgiven student loan amounts will not be considered taxable income.
  • Clear procedures for application, appeals, and status notifications are being introduced.
  • A public database of public service employers and an online portal for borrowers will be established.
  • Parent PLUS loans can now be forgiven, and payments made before loan consolidation will count towards forgiveness.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Clyburn, James E. [D-SC-6].

What is the latest detailed status?

The latest detailed status is: Introduced in House

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-28.

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