Earlier Medicare Access for First Responders from Age 57.
This act allows firefighters, police officers, and other first responders to access the Medicare program as early as age 57, instead of the standard 65. This means that these individuals, after at least 10 years of service in their profession, can benefit from health insurance sooner, potentially significantly impacting their finances and access to medical care after active duty.
Key points
Early Medicare Access: First responders (firefighters, police, paramedics) can enroll in Medicare at age 57 if they have worked at least 10 years in their profession.
Full Benefits: These individuals will have access to the same benefits and protections as those aged 65, including prescription drug plans and Medicare Advantage plans.
Costs and Funding: Monthly premiums will apply, and funds will be collected in a newly established Medicare First Responder Trust Fund.
Easier Access to Supplemental Insurance: Insurers will be required to offer Medicare supplemental policies (Medigap) to individuals eligible for early Medicare.
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