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Accountability for Misleading Health Insurance Ads and Support for Comprehensive Plans

This act aims to protect citizens from misleading health insurance advertisements, especially for non-comprehensive plans. It mandates clear disclosure of limitations for such plans and supports access to comprehensive insurance through increased educational efforts and easier enrollment on government platforms. This ensures citizens have better access to reliable information and can more easily find suitable insurance.
Key points
Prohibition of misleading online health insurance advertisements, particularly those mimicking government offers or misrepresenting costs/benefits.
Requirement for non-comprehensive health plans to include a warning page detailing their limitations (e.g., no coverage for pre-existing conditions, annual limits) and informing about comprehensive plan options with financial assistance.
Increased funding and educational activities to help citizens understand and enroll in comprehensive health plans offered through government platforms.
Mandate for internet search engines to prominently display information about government health insurance marketplaces.
Improved reporting and transparency for government health insurance marketplaces, including enrollment data and outreach spending.
Updated health insurance information in COBRA notices to ensure individuals losing jobs are fully aware of available options, including financial assistance.
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Expired
Citizen Poll
No votes cast
Additional Information
Print number: 117_S_1002
Sponsor: Sen. Casey, Robert P., Jr. [D-PA]
Process start date: 2021-03-25
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Summarized by: gemini-2.5-flash
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Junk Plan Accountability and Disclosure Act of 2021

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 117_S_1002.

Which chamber initiated this legislation?

This legislation was initiated in the Senate.

When did the legislative process begin?

The process officially started on 2021-03-25.

What are the main provisions?

Key points include:

  • Prohibition of misleading online health insurance advertisements, particularly those mimicking government offers or misrepresenting costs/benefits.
  • Requirement for non-comprehensive health plans to include a warning page detailing their limitations (e.g., no coverage for pre-existing conditions, annual limits) and informing about comprehensive plan options with financial assistance.
  • Increased funding and educational activities to help citizens understand and enroll in comprehensive health plans offered through government platforms.
  • Mandate for internet search engines to prominently display information about government health insurance marketplaces.
  • Improved reporting and transparency for government health insurance marketplaces, including enrollment data and outreach spending.
  • Updated health insurance information in COBRA notices to ensure individuals losing jobs are fully aware of available options, including financial assistance.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Sen. Casey, Robert P., Jr. [D-PA].

What is the latest detailed status?

The latest detailed status is: Introduced in Senate

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2026-01-02.

CATEGORIES

Health