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Low-Income Support: New Accounts and Assistance Plans

This act aims to simplify access to government and non-profit assistance for low-income individuals. It introduces pilot projects for special bank accounts and action plans to streamline benefit applications, boost savings, and improve access to information and technology. The goal is to enhance financial self-sufficiency and improve citizens' quality of life.
Key points
Simplified Benefit Access: Ability to apply for and manage government and non-profit aid via smartphone or computer.
HOPE Accounts: Special bank accounts for direct deposits, matched savings, and easy access to job training and placement information.
HOPE Action Plans: Voluntary agreements with government and non-profit organizations to support long-term financial and life goals.
Technology Support: Provision of smartphones, tablets, or computers and internet access for those in need, along with assistance in using technology.
Data Protection: Guarantee of privacy and security for financial and personal data, with a prohibition on sharing or selling it.
No Benefit Reduction: The act does not decrease the value of existing aid or make it harder to obtain.
article Official text account_balance Process page
Expired
Citizen Poll
No votes cast
Additional Information
Print number: 117_S_1181
Sponsor: Sen. Gillibrand, Kirsten E. [D-NY]
Process start date: 2021-04-15
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Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

HOPE Act of 2021

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 117_S_1181.

Which chamber initiated this legislation?

This legislation was initiated in the Senate.

When did the legislative process begin?

The process officially started on 2021-04-15.

What are the main provisions?

Key points include:

  • Simplified Benefit Access: Ability to apply for and manage government and non-profit aid via smartphone or computer.
  • HOPE Accounts: Special bank accounts for direct deposits, matched savings, and easy access to job training and placement information.
  • HOPE Action Plans: Voluntary agreements with government and non-profit organizations to support long-term financial and life goals.
  • Technology Support: Provision of smartphones, tablets, or computers and internet access for those in need, along with assistance in using technology.
  • Data Protection: Guarantee of privacy and security for financial and personal data, with a prohibition on sharing or selling it.
  • No Benefit Reduction: The act does not decrease the value of existing aid or make it harder to obtain.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Sen. Gillibrand, Kirsten E. [D-NY].

What is the latest detailed status?

The latest detailed status is: Introduced in Senate

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-29.

CATEGORIES

Benefits Informatization Economy