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Enhanced Credit Data Control: Your Consent is Key

This act aims to give you more control over who can access your credit information and for what purpose. Companies will need your explicit consent before sharing your credit report for credit or insurance purposes. This means greater protection for your privacy and financial data.
Key points
Requires your explicit consent for sharing credit reports for credit or insurance.
Allows easy revocation of consent for data sharing.
Prohibits fees for managing credit report sharing consents.
Increases transparency and control over who sees your credit data.
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Status:
Expired
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Additional Information
Consumer Credit Control Act of 2021
Print number: S 1343
Sponsor: Sen. Reed, Jack [D-RI]
Process start date: 2021-04-22
System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.
Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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Summary & Status

Key Questions about Enhanced Credit Data Control: Your Consent is Key

A structured overview of the legislative process, official sources, status and civic context.

What is the official ID of this bill?

The official print number for this legislation is S 1343.

Which chamber initiated this legislation?

This legislation was initiated in the Senate.

When did the legislative process begin?

The process officially started on 2021-04-22.

What are the main provisions?

Key points include:

  • Requires your explicit consent for sharing credit reports for credit or insurance.
  • Allows easy revocation of consent for data sharing.
  • Prohibits fees for managing credit report sharing consents.
  • Increases transparency and control over who sees your credit data.

What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Sen. Reed, Jack [D-RI].

What is the latest detailed status?

The latest detailed status is: Introduced in Senate

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-29.

Analysis and Potential Impact of S 1343

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge. Review our public AI processing logs for full transparency, and use Lustra to track active legislation for instant status push notifications.

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