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Easier Access to Lost Retirement Savings

This act establishes a central, searchable database to help citizens locate forgotten or lost retirement plans. It will make it easier to access accumulated funds, even if they have changed jobs or companies have changed names. Additionally, it increases the amount of automatically transferred small retirement benefits and streamlines reporting processes.
Key points
Creation of an online database "Retirement Savings Lost and Found" to help individuals find information about their retirement plans.
Increase in the automatic rollover limit for small retirement benefits from $5,000 to $6,000, meaning more people will have their funds automatically secured.
Requirement for plan administrators to transfer funds under $1,000 to the new database if a participant does not respond to contact attempts.
Improved reporting and electronic filing requirements for retirement plans to enhance transparency and accuracy.
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Status:
Expired
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Additional Information
Retirement Savings Lost and Found Act of 2021
Print number: S 1730
Sponsor: Sen. Warren, Elizabeth [D-MA]
Process start date: 2021-05-20
System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.
Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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Summary & Status

Key Questions about Easier Access to Lost Retirement Savings

A structured overview of the legislative process, official sources, status and civic context.

What is the official ID of this bill?

The official print number for this legislation is S 1730.

Which chamber initiated this legislation?

This legislation was initiated in the Senate.

When did the legislative process begin?

The process officially started on 2021-05-20.

What are the main provisions?

Key points include:

  • Creation of an online database "Retirement Savings Lost and Found" to help individuals find information about their retirement plans.
  • Increase in the automatic rollover limit for small retirement benefits from $5,000 to $6,000, meaning more people will have their funds automatically secured.
  • Requirement for plan administrators to transfer funds under $1,000 to the new database if a participant does not respond to contact attempts.
  • Improved reporting and electronic filing requirements for retirement plans to enhance transparency and accuracy.

What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Sen. Warren, Elizabeth [D-MA].

What is the latest detailed status?

The latest detailed status is: Introduced in Senate

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-29.

Analysis and Potential Impact of S 1730

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge. Review our public AI processing logs for full transparency, and use Lustra to track active legislation for instant status push notifications.

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