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Relief for Co-signers of Deceased Students' Private Education Loans

This act aims to help individuals who co-signed private education loans for deceased students. The U.S. government can purchase and retire these loans, relieving co-signers of repayment obligations. This applies to loans entered into before 180 days after the enactment of the Economic Growth, Regulatory Relief, and Consumer Protection Act.
Key points
The U.S. government can purchase and retire private education loans of deceased students if a co-signer exists.
Co-signers of deceased students may be relieved from repaying these loans.
The program applies to loans entered into before 180 days after the enactment of the Economic Growth, Regulatory Relief, and Consumer Protection Act.
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Status:
Expired
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Additional Information
Ryan Frascone Memorial Student Loan Relief Act of 2021
Print number: S 2544
Sponsor: Sen. Smith, Tina [D-MN]
Process start date: 2021-07-29
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Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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Summary & Status

Key Questions about Relief for Co-signers of Deceased Students' Private Education Loans

A structured overview of the legislative process, official sources, status and civic context.

What is the official ID of this bill?

The official print number for this legislation is S 2544.

Which chamber initiated this legislation?

This legislation was initiated in the Senate.

When did the legislative process begin?

The process officially started on 2021-07-29.

What are the main provisions?

Key points include:

  • The U.S. government can purchase and retire private education loans of deceased students if a co-signer exists.
  • Co-signers of deceased students may be relieved from repaying these loans.
  • The program applies to loans entered into before 180 days after the enactment of the Economic Growth, Regulatory Relief, and Consumer Protection Act.

What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Sen. Smith, Tina [D-MN].

What is the latest detailed status?

The latest detailed status is: Introduced in Senate

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-29.

Analysis and Potential Impact of S 2544

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge. Review our public AI processing logs for full transparency, and use Lustra to track active legislation for instant status push notifications.

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