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Mandatory Training for Flood Insurance Agents

New rules require insurance agents selling flood insurance policies to regularly complete continuing education courses. This aims to ensure agents have up-to-date knowledge of the flood insurance program, potentially leading to better service and advice for citizens seeking flood protection.
Key points
Agents selling flood insurance must complete a 3-hour continuing education course every two years.
Courses must be approved by state insurance commissioners and focus on the flood insurance program.
Failure to complete the course will result in a ban on selling flood insurance policies and performing related duties.
Agents licensed in multiple states must meet the requirements of each state.
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Status:
Expired
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Additional Information
Print number: 117_S_2703
Sponsor: Sen. Wicker, Roger F. [R-MS]
Process start date: 2021-08-10
System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.
Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
AI work logs for this document launch

OFFICIAL LEGAL TITLE

Flood Insurance Continuing Education and Training Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 117_S_2703.

Which chamber initiated this legislation?

This legislation was initiated in the Senate.

When did the legislative process begin?

The process officially started on 2021-08-10.

What are the main provisions?

Key points include:

  • Agents selling flood insurance must complete a 3-hour continuing education course every two years.
  • Courses must be approved by state insurance commissioners and focus on the flood insurance program.
  • Failure to complete the course will result in a ban on selling flood insurance policies and performing related duties.
  • Agents licensed in multiple states must meet the requirements of each state.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Sen. Wicker, Roger F. [R-MS].

What is the latest detailed status?

The latest detailed status is: Introduced in Senate

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-29.

What is the impact of this bill?

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge.

CATEGORIES

Real Estate Economy