What is the official ID of this bill?

The official print number for this legislation is S 2915.

When did the legislative process begin?

The process officially started on 2021-09-30.

Where can I read the full text of this legislation?

The full official text is available at: https://www.congress.gov/117/bills/s2915/BILLS-117s2915is.htm

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-29.

Who is the primary sponsor?

The primary sponsor is Sen. Scott, Rick [R-FL].

Which chamber initiated this legislation?

This legislation was initiated in the Senate.

What is the latest detailed status?

The latest detailed status is: Introduced in Senate

Analysis and Potential Impact of S 2915

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge. Review our public AI processing logs for full transparency, and use Lustra to track active legislation for instant status push notifications.

Flood Insurance Flexibility: Return to Federal Program Without Penalty

Q: What are the main provisions?

Key points include: Individuals who left the federal flood insurance program for private coverage can now return without losing continuous coverage status. Time spent with a private flood insurance policy will be treated the same as federal program coverage, protecting against extra fees or loss of eligibility.

New rules make it easier for property owners to return to the federal flood insurance program after using a private policy. This means that the period of private flood insurance coverage will be recognized as continuous coverage, eliminating penalties and loss of benefits for citizens.

Key points

Individuals who left the federal flood insurance program for private coverage can now return without losing continuous coverage status.

Time spent with a private flood insurance policy will be treated the same as federal program coverage, protecting against extra fees or loss of eligibility.

article Official text account_balance Process page notifications_active Track this Bill

gavel

Status:

Expired

Record your position for audit.

Why does your vote on bills matter?

It creates raw, undeniable proof. Civic Will provides the permanent data to verify the Government's loyalty towards its citizens (explained here). Start recording it now.

Additional Information

Flood Insurance Consumer Choice Act of 2021

Print number: S 2915

Sponsor: Sen. Scott, Rick [R-FL]

Process start date: 2021-09-30

System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.

Summarized by: gemini-2.5-flash-preview-05-20

Source data: api.congress.gov

AI work logs for this document launch

Flood Insurance Flexibility: Return to Federal Program Without Penalty

Key Questions about Flood Insurance Flexibility: Return to Federal Program Without Penalty