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Increased Investment Opportunities for Citizens: Financial Regulation Changes

This act aims to make it easier for citizens to invest in small businesses and startups by increasing financial limits for public offerings and crowdfunding. This will allow more people to support business development, and companies to raise capital more easily. The changes may open new avenues for growing savings, but also involve investment risk.
Key points
Increased public offering limit from $50 million to $75 million, with regular inflation adjustments.
Raised crowdfunding limit from $1 million to $5 million, making it easier for small businesses to raise funds.
The Securities and Exchange Commission (SEC) will be able to increase financial thresholds to reduce regulatory burdens for companies.
article Official text account_balance Process page
Expired
Citizen Poll
No votes cast
Additional Information
Print number: 117_S_3916
Sponsor: Sen. Rounds, Mike [R-SD]
Process start date: 2022-03-24
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Summarized by: gemini-2.5-flash
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Increasing Opportunities for Retail Investors Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 117_S_3916.

Which chamber initiated this legislation?

This legislation was initiated in the Senate.

When did the legislative process begin?

The process officially started on 2022-03-24.

What are the main provisions?

Key points include:

  • Increased public offering limit from $50 million to $75 million, with regular inflation adjustments.
  • Raised crowdfunding limit from $1 million to $5 million, making it easier for small businesses to raise funds.
  • The Securities and Exchange Commission (SEC) will be able to increase financial thresholds to reduce regulatory burdens for companies.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Sen. Rounds, Mike [R-SD].

What is the latest detailed status?

The latest detailed status is: Introduced in Senate

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2026-01-02.

CATEGORIES

Economy