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Act on University Accountability for Student Debt and Transparency

This act introduces changes that could make it easier to manage or discharge student debt. Universities will be required to cover a portion of defaulted student loans and publish data on graduate earnings, helping future students choose their field of study.
Key points
Universities will be responsible for 50% of defaulted student loans taken out by their students.
Student loan debts can be more easily discharged in bankruptcy after a certain period (5 years for undergraduate, 15 years for graduate) or if it causes undue hardship.
Universities must annually publish data on graduate earnings and loan default rates, broken down by degree program.
A public database will be created with information on graduate outcomes from different universities and programs.
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Status:
Expired
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Additional Information
Print number: 117_S_4912
Sponsor: Sen. Hawley, Josh [R-MO]
Process start date: 2022-09-21
System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.
Summarized by: gemini-2.5-flash-preview-04-17
Source data: api.congress.gov
AI work logs for this document launch

OFFICIAL LEGAL TITLE

Make the Universities Pay Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 117_S_4912.

Which chamber initiated this legislation?

This legislation was initiated in the Senate.

When did the legislative process begin?

The process officially started on 2022-09-21.

What are the main provisions?

Key points include:

  • Universities will be responsible for 50% of defaulted student loans taken out by their students.
  • Student loan debts can be more easily discharged in bankruptcy after a certain period (5 years for undergraduate, 15 years for graduate) or if it causes undue hardship.
  • Universities must annually publish data on graduate earnings and loan default rates, broken down by degree program.
  • A public database will be created with information on graduate outcomes from different universities and programs.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Sen. Hawley, Josh [R-MO].

What is the latest detailed status?

The latest detailed status is: Introduced in Senate

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-29.

What is the impact of this bill?

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge.

CATEGORIES

Education Courts and Law