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Improving Health Insurance Affordability and Access

This act aims to make health insurance more accessible and affordable for citizens. It expands eligibility for tax credits that help pay for insurance premiums and reduces out-of-pocket costs for medical services.
Key points
More individuals will qualify for health insurance tax credits as the upper income limit (400% of the poverty line) for eligibility has been removed.
Out-of-pocket expenses for medical services will be reduced by increasing the actuarial value of cost-sharing reductions.
The applicable benchmark plan used to determine premium tax credits is changed from a "silver" plan to a "gold" plan.
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Expired
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Additional Information
Print number: 117_S_499
Sponsor: Sen. Shaheen, Jeanne [D-NH]
Process start date: 2021-03-01
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Summarized by: gemini-3-pro-preview
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Improving Health Insurance Affordability Act of 2021

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 117_S_499.

Which chamber initiated this legislation?

This legislation was initiated in the Senate.

When did the legislative process begin?

The process officially started on 2021-03-01.

What are the main provisions?

Key points include:

  • More individuals will qualify for health insurance tax credits as the upper income limit (400% of the poverty line) for eligibility has been removed.
  • Out-of-pocket expenses for medical services will be reduced by increasing the actuarial value of cost-sharing reductions.
  • The applicable benchmark plan used to determine premium tax credits is changed from a "silver" plan to a "gold" plan.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Sen. Shaheen, Jeanne [D-NH].

What is the latest detailed status?

The latest detailed status is: Introduced in Senate

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2026-01-02.

CATEGORIES

Health Taxes