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New Health Insurance Options: Health Marketplace Pools

This act aims to expand access to group health plans by allowing the creation of "health marketplace pools." This means more individuals and small businesses can access group health insurance, including plans covering only prescription drugs, potentially impacting costs and availability of care.
Key points
Creation of "health marketplace pools": New entities can act as employers to offer group health plans.
Availability for all members: Pools must offer the same plans to all members, without discrimination based on health status.
Flexible plan options: Ability to offer plans covering only prescription and over-the-counter drugs as the sole benefit.
No employer status: Participation in a pool does not create an employer relationship beyond insurance purposes.
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Status: Expired
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Additional Information
Print number: 117_S_5303
Sponsor: Sen. Paul, Rand [R-KY]
Process start date: 2022-12-20
System Note: Lustra is free, publicly auditable civic infrastructure — full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source—always verify them if you can.
Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
AI work logs for this document launch

OFFICIAL LEGAL TITLE

Health Marketplace for All Act of 2022

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 117_S_5303.

Which chamber initiated this legislation?

This legislation was initiated in the Senate.

When did the legislative process begin?

The process officially started on 2022-12-20.

What are the main provisions?

Key points include:

  • Creation of "health marketplace pools": New entities can act as employers to offer group health plans.
  • Availability for all members: Pools must offer the same plans to all members, without discrimination based on health status.
  • Flexible plan options: Ability to offer plans covering only prescription and over-the-counter drugs as the sole benefit.
  • No employer status: Participation in a pool does not create an employer relationship beyond insurance purposes.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Sen. Paul, Rand [R-KY].

What is the latest detailed status?

The latest detailed status is: Introduced in Senate

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-29.

What is the impact of this bill?

We don't know—that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge.

CATEGORIES

Health