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Full Student Loan Forgiveness for Educators Serving High-Need Communities.

This bill establishes a program offering complete student loan forgiveness for educators, school leaders, and early childhood providers who commit to working in high-need schools or early childhood programs. After completing 5 years of full-time service, 100% of their covered loan debt, including interest and fees, will be assumed or canceled by the government. The program also provides immediate financial relief by covering minimum monthly payments during the service period.
Key points
100% student loan forgiveness (including interest) after 5 years of full-time service in high-need schools or early childhood education programs.
The government covers minimum monthly loan payments during the service period, including summer breaks, providing immediate financial relief.
Eligibility extends to teachers, school leaders, early childhood educators, and certain Parent PLUS loan borrowers associated with qualifying educators.
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Additional Information
Print number: 118_HR_1757
Sponsor: Rep. Leger Fernandez, Teresa [D-NM-3]
Process start date: 2023-03-23
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Summarized by: gemini-flash-latest
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Loan Forgiveness for Educators Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 118_HR_1757.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2023-03-23.

What are the main provisions?

Key points include:

  • 100% student loan forgiveness (including interest) after 5 years of full-time service in high-need schools or early childhood education programs.
  • The government covers minimum monthly loan payments during the service period, including summer breaks, providing immediate financial relief.
  • Eligibility extends to teachers, school leaders, early childhood educators, and certain Parent PLUS loan borrowers associated with qualifying educators.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Leger Fernandez, Teresa [D-NM-3].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Education and the Workforce.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-30.

CATEGORIES

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