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Easier Home Loans for DACA Recipients

This bill aims to remove barriers to homeownership for DACA recipients. It means their DACA status will no longer prevent them from getting federally backed mortgages, provided they meet all other requirements. This change will help DACA recipients achieve their dream of owning a home.
Key points
DACA status will not be a reason to deny FHA mortgage insurance.
DACA recipients can apply for loans supported by the Rural Housing Service.
Fannie Mae and Freddie Mac cannot refuse to purchase mortgages due to the borrower's DACA status.
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Expired
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Additional Information
Print number: 118_HR_2397
Sponsor: Rep. Vargas, Juan [D-CA-52]
Process start date: 2023-03-29
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Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Homeownership for DREAMers Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 118_HR_2397.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2023-03-29.

What are the main provisions?

Key points include:

  • DACA status will not be a reason to deny FHA mortgage insurance.
  • DACA recipients can apply for loans supported by the Rural Housing Service.
  • Fannie Mae and Freddie Mac cannot refuse to purchase mortgages due to the borrower's DACA status.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Vargas, Juan [D-CA-52].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Financial Services.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-24.

CATEGORIES

Real Estate Migration