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Name Accuracy in Credit Reports: Your Name, Your Credit History.

This bill aims to ensure that credit agencies use your current legal name on credit reports if you request it. This means your credit history will more accurately reflect your current identity, potentially making it easier to access credit and financial services.
Key points
You have the right to request that credit agencies only use your current legal name on credit reports.
This change aims to improve the accuracy of credit reports, which is important for your creditworthiness.
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Expired
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Additional Information
Print number: 118_HR_2444
Sponsor: Rep. Pressley, Ayanna [D-MA-7]
Process start date: 2023-03-30
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Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Name Accuracy in Credit Reporting Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 118_HR_2444.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2023-03-30.

What are the main provisions?

Key points include:

  • You have the right to request that credit agencies only use your current legal name on credit reports.
  • This change aims to improve the accuracy of credit reports, which is important for your creditworthiness.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Pressley, Ayanna [D-MA-7].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Financial Services.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-24.

CATEGORIES

Economy Courts and Law