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Protecting Gun Rights: Prohibiting Merchant Codes for Firearm Sales

This bill aims to prohibit the use of specific merchant category codes for credit card transactions involving firearms or ammunition. This means payment processing entities will not be able to separately identify gun purchases from other transactions, impacting financial privacy and monitoring of citizens' spending.
Key points
Prohibits special merchant category codes for credit card transactions involving firearms and ammunition.
Payment processors (banks, card networks) will not be able to identify gun purchases as a distinct category.
Aims to protect the financial privacy of individuals purchasing firearms and ammunition.
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Expired
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Additional Information
Print number: 118_HR_3021
Sponsor: Rep. Mooney, Alexander X. [R-WV-2]
Process start date: 2023-04-28
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Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Protecting the Second Amendment in Financial Services Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 118_HR_3021.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2023-04-28.

What are the main provisions?

Key points include:

  • Prohibits special merchant category codes for credit card transactions involving firearms and ammunition.
  • Payment processors (banks, card networks) will not be able to identify gun purchases as a distinct category.
  • Aims to protect the financial privacy of individuals purchasing firearms and ammunition.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Mooney, Alexander X. [R-WV-2].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Financial Services.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-25.

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