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Easier Student Loan Discharge in Bankruptcy

This act aims to make it easier for individuals with student loan debt to have it discharged in bankruptcy proceedings. This change can help citizens facing financial hardship avoid aggressive collection practices.
Key points
Simplifies the discharge of student loans in bankruptcy cases.
Protects debtors from aggressive collection practices during bankruptcy.
Changes apply to bankruptcy cases commenced on or after the act's effective date.
article Official text account_balance Process page
Expired
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Additional Information
Print number: 118_HR_306
Sponsor: Rep. Thanedar, Shri [D-MI-13]
Process start date: 2023-01-11
Lustra uses Artificial Intelligence. Verify details in source documents.
Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Stopping Abusive Student Loan Collection Practices in Bankruptcy Act of 2023

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 118_HR_306.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2023-01-11.

What are the main provisions?

Key points include:

  • Simplifies the discharge of student loans in bankruptcy cases.
  • Protects debtors from aggressive collection practices during bankruptcy.
  • Changes apply to bankruptcy cases commenced on or after the act's effective date.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Thanedar, Shri [D-MI-13].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on the Judiciary.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-25.

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