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Protection from Eviction and Foreclosure During Disasters

This act aims to protect residents from losing their homes during declared major disasters or emergencies. It introduces a temporary ban on evictions and foreclosures, and prevents rent increases in affected areas. This allows citizens to focus on rebuilding their lives after a disaster without the added worry of losing their housing.
Key points
Eviction Ban: Landlords cannot evict tenants from homes in disaster-affected areas for 120 days after a state of emergency is declared.
Foreclosure Protection: Lenders cannot foreclose on homes with mortgages in disaster-affected areas for 6 months.
No Rent Increases: Landlords cannot raise rent or charge additional fees for late payments during the moratorium period.
Right to Return: Tenants who temporarily relocated have the right to return to their dwellings without re-screening.
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Expired
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Additional Information
Print number: 118_HR_3219
Sponsor: Rep. Cherfilus-McCormick, Sheila [D-FL-20]
Process start date: 2023-05-11
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Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Federal Disaster Housing Stability Act of 2023

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 118_HR_3219.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2023-05-11.

What are the main provisions?

Key points include:

  • Eviction Ban: Landlords cannot evict tenants from homes in disaster-affected areas for 120 days after a state of emergency is declared.
  • Foreclosure Protection: Lenders cannot foreclose on homes with mortgages in disaster-affected areas for 6 months.
  • No Rent Increases: Landlords cannot raise rent or charge additional fees for late payments during the moratorium period.
  • Right to Return: Tenants who temporarily relocated have the right to return to their dwellings without re-screening.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Cherfilus-McCormick, Sheila [D-FL-20].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Financial Services.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-25.

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