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Protection from Eviction and Foreclosure During Disasters

This act aims to protect residents from losing their homes during declared major disasters or emergencies. It introduces a temporary ban on evictions and foreclosures, and prevents rent increases in affected areas. This allows citizens to focus on rebuilding their lives after a disaster without the added worry of losing their housing.
Key points
Eviction Ban: Landlords cannot evict tenants from homes in disaster-affected areas for 120 days after a state of emergency is declared.
Foreclosure Protection: Lenders cannot foreclose on homes with mortgages in disaster-affected areas for 6 months.
No Rent Increases: Landlords cannot raise rent or charge additional fees for late payments during the moratorium period.
Right to Return: Tenants who temporarily relocated have the right to return to their dwellings without re-screening.
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Status:
Expired
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Additional Information
Federal Disaster Housing Stability Act of 2023
Print number: HR 3219
Sponsor: Rep. Cherfilus-McCormick, Sheila [D-FL-20]
Process start date: 2023-05-11
System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.
Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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Summary & Status

Key Questions about Protection from Eviction and Foreclosure During Disasters

A structured overview of the legislative process, official sources, status and civic context.

What is the official ID of this bill?

The official print number for this legislation is HR 3219.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2023-05-11.

What are the main provisions?

Key points include:

  • Eviction Ban: Landlords cannot evict tenants from homes in disaster-affected areas for 120 days after a state of emergency is declared.
  • Foreclosure Protection: Lenders cannot foreclose on homes with mortgages in disaster-affected areas for 6 months.
  • No Rent Increases: Landlords cannot raise rent or charge additional fees for late payments during the moratorium period.
  • Right to Return: Tenants who temporarily relocated have the right to return to their dwellings without re-screening.

What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Cherfilus-McCormick, Sheila [D-FL-20].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Financial Services.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-25.

Analysis and Potential Impact of HR 3219

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge. Review our public AI processing logs for full transparency, and use Lustra to track active legislation for instant status push notifications.

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