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Debt Relief Extension for National Guard and Reservists

This law extends for an additional four years the protection from a strict income test for National Guard and Reserve members who served actively after September 11, 2001. This means these service members will have easier access to consumer bankruptcy, which can help them in difficult financial situations.
Key points
Extends debt relief for National Guard and Reservists by an additional 4 years.
Facilitates access to bankruptcy procedures for eligible service members who served at least 90 days active duty after September 11, 2001.
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Became Law
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Additional Information
Print number: 118_HR_3315
Sponsor: Rep. Cohen, Steve [D-TN-9]
Process start date: 2023-05-15
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Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

National Guard and Reservists Debt Relief Extension Act of 2023

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 118_HR_3315.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2023-05-15.

What are the main provisions?

Key points include:

  • Extends debt relief for National Guard and Reservists by an additional 4 years.
  • Facilitates access to bankruptcy procedures for eligible service members who served at least 90 days active duty after September 11, 2001.
What is the specific legal status?

The current status is Became Law.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Cohen, Steve [D-TN-9].

What is the latest detailed status?

The latest detailed status is: Became Public Law No: 118-24.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-25.

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