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Student Loan Default Reporting: More Transparency for Parents and Graduate Students

This bill aims to increase transparency in the student loan system. It requires that loans taken out by parents for dependent students and loans for graduate students are included in default rate calculations. This will provide citizens with a more complete picture of the risks associated with various types of educational loans.
Key points
Parent PLUS loans and graduate student loans will now be included in student loan default rate calculations.
The Department of Education will be required to report default rates specifically for these types of loans.
The changes aim to provide better information about the financial risks of higher education borrowing.
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Status:
Expired
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Additional Information
Combating Predatory Lending in Higher Education Act of 2023
Print number: HR 3452
Sponsor: Rep. Van Duyne, Beth [R-TX-24]
Process start date: 2023-05-17
System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.
Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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Summary & Status

Key Questions about Student Loan Default Reporting: More Transparency for Parents and Graduate Students

A structured overview of the legislative process, official sources, status and civic context.

What is the official ID of this bill?

The official print number for this legislation is HR 3452.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2023-05-17.

What are the main provisions?

Key points include:

  • Parent PLUS loans and graduate student loans will now be included in student loan default rate calculations.
  • The Department of Education will be required to report default rates specifically for these types of loans.
  • The changes aim to provide better information about the financial risks of higher education borrowing.

What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Van Duyne, Beth [R-TX-24].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Education and the Workforce.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-25.

Analysis and Potential Impact of HR 3452

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge. Review our public AI processing logs for full transparency, and use Lustra to track active legislation for instant status push notifications.

CATEGORIES

Education