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Easier Health Insurance for Businesses and Self-Employed

This act introduces changes to make it easier for small businesses and self-employed individuals to access group health plans. It allows them to form larger groups to obtain better insurance terms. Additionally, it regulates employer reimbursement for healthcare costs and protects companies from unexpected high employee medical expenses.
Key points
Businesses and self-employed individuals can more easily form groups to jointly purchase health insurance, potentially lowering costs.
Employers can offer employees reimbursement for individual health insurance, providing greater flexibility.
The act protects companies that self-fund employee healthcare from very high, unexpected medical costs.
Funding for the Prevention and Public Health Fund has been reduced for 2024.
article Official text account_balance Process page
VOTING RESULTS
2023-06-21
51%
For 220
Against 209
Abstain 0
Full voting results open_in_new
Expired
Citizen Poll
No votes cast
Additional Information
Print number: 118_HR_3799
Sponsor: Rep. Hern, Kevin [R-OK-1]
Process start date: 2023-06-05
Voting date: 2023-06-21
Meeting no: 1
Voting no: 282
Lustra uses Artificial Intelligence. Verify details in source documents.
Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
AI work logs for this document launch

OFFICIAL LEGAL TITLE

CHOICE Arrangement Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 118_HR_3799.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2023-06-05.

What are the main provisions?

Key points include:

  • Businesses and self-employed individuals can more easily form groups to jointly purchase health insurance, potentially lowering costs.
  • Employers can offer employees reimbursement for individual health insurance, providing greater flexibility.
  • The act protects companies that self-fund employee healthcare from very high, unexpected medical costs.
  • Funding for the Prevention and Public Health Fund has been reduced for 2024.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Where is the official voting record?

The official roll call vote is recorded at: voting record

Who is the primary sponsor?

The primary sponsor is Rep. Hern, Kevin [R-OK-1].

What is the latest detailed status?

The latest detailed status is: On passage Passed by the Yeas and Nays: 220 - 209 (Roll no. 282).

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-25.

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