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Easier Access to Infertility Treatment and Fertility Preservation

This bill aims to ensure that health insurance covers infertility treatments and fertility preservation services, especially for individuals whose medical treatments might cause infertility. This means more people will have access to necessary procedures, potentially helping them achieve their dream of having a family without facing overwhelming out-of-pocket costs.
Key points
Health insurance plans that cover obstetrical services will now be required to cover infertility treatment, including advanced procedures like in vitro fertilization.
Individuals undergoing medical treatments that may cause infertility (e.g., chemotherapy) will receive coverage for fertility preservation services.
Out-of-pocket costs (deductibles, co-insurance) for infertility treatment cannot exceed those for similar medical services.
The bill extends coverage to Federal Employees Health Benefits Program, TRICARE for military personnel, and Medicaid for low-income individuals, broadening access to infertility care for these groups.
Insurers are prohibited from discouraging infertility treatments or penalizing providers for offering such services.
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Additional Information
Print number: 118_HR_4731
Sponsor: Rep. DeLauro, Rosa L. [D-CT-3]
Process start date: 2023-07-19