Instant Money Access: End Overdraft Fees
This act aims to ensure immediate access to deposited funds, including on weekends and holidays. This will help citizens avoid high overdraft fees and gain quicker access to their money, potentially saving families billions of dollars annually.
Key points
Deposited funds will be available for withdrawal in real-time, without delays.
Reduction of overdraft fees often caused by delays in fund availability.
Financial institutions must prioritize efficient payments, except in cases of suspected fraud.
Status:
Expired
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