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Ending Fannie Mae and Freddie Mac Conservatorship: Plan for Housing Market Stability

This act requires the Secretary of the Treasury to submit plans for ending the conservatorship of Fannie Mae and Freddie Mac. This aims to increase transparency and stability in the mortgage market, potentially affecting the availability and cost of home loans for citizens.
Key points
Requires submission of plans to end Fannie Mae and Freddie Mac conservatorship within 30 days.
If plans are incomplete, the Treasury Secretary must finalize and submit them within 90 days.
Aims to enhance housing market stability and potentially influence mortgage loan terms.
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Status:
Expired
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Additional Information
Print number: 118_HR_5549
Sponsor: Rep. Ogles, Andrew [R-TN-5]
Process start date: 2023-09-18
System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.
Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
AI work logs for this document launch

OFFICIAL LEGAL TITLE

End of GSE Conservatorship Preparation Act of 2023

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 118_HR_5549.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2023-09-18.

What are the main provisions?

Key points include:

  • Requires submission of plans to end Fannie Mae and Freddie Mac conservatorship within 30 days.
  • If plans are incomplete, the Treasury Secretary must finalize and submit them within 90 days.
  • Aims to enhance housing market stability and potentially influence mortgage loan terms.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Ogles, Andrew [R-TN-5].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Financial Services.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-25.

What is the impact of this bill?

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge.

CATEGORIES

Real Estate Economy