FREQUENTLY ASKED QUESTIONS
What is the official ID of this bill?
The official print number for this legislation is 118_HR_5648.
Which chamber initiated this legislation?
This legislation was initiated in the House of Representatives.
When did the legislative process begin?
The process officially started on 2023-09-21.
What are the main provisions?
Key points include:
- Extending mortgage insurance to include inpatient psychiatric and chemical dependence treatment facilities, potentially easing their construction and development.
- Establishing a new office within the Federal Housing Administration to oversee mortgage insurance for these facilities.
- Making it easier for healthcare facilities to obtain loans for disaster preparedness and efficiency improvements.
- Requiring regular reporting on the operation of mortgage insurance programs to increase transparency.
What is the specific legal status?
The current status is Expired.
Where can I read the full text of this legislation?
The full official text is available at:
View full text
Who is the primary sponsor?
The primary sponsor is Rep. Mooney, Alexander X. [R-WV-2].
What is the latest detailed status?
The latest detailed status is: Referred to the House Committee on Financial Services.
Is this summary verified?
Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-25.
What is the impact of this bill?
We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge.