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Flood Insurance Program Extended Until January 2024

This act temporarily extends the National Flood Insurance Program (NFIP) until January 15, 2024. This means citizens in flood-prone areas can continue to access flood insurance through this program, providing financial protection against flood damage. The extension is crucial for uninterrupted insurance coverage.
Key points
The National Flood Insurance Program (NFIP) will continue operating until January 15, 2024, ensuring continuous coverage.
Individuals with flood insurance or planning to obtain it can still do so under the program.
The act is retroactively effective if enacted after September 30, 2023, preventing any lapse in coverage.
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Expired
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Additional Information
Print number: 118_HR_5843
Sponsor: Rep. Higgins, Clay [R-LA-3]
Process start date: 2023-09-29
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Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

NFIP Stopgap Act of 2023

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 118_HR_5843.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2023-09-29.

What are the main provisions?

Key points include:

  • The National Flood Insurance Program (NFIP) will continue operating until January 15, 2024, ensuring continuous coverage.
  • Individuals with flood insurance or planning to obtain it can still do so under the program.
  • The act is retroactively effective if enacted after September 30, 2023, preventing any lapse in coverage.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Higgins, Clay [R-LA-3].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Financial Services.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-25.

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