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Flood Insurance Program Extended Until January 2024

This act temporarily extends the National Flood Insurance Program (NFIP) until January 15, 2024. This means citizens in flood-prone areas can continue to access flood insurance through this program, providing financial protection against flood damage. The extension is crucial for uninterrupted insurance coverage.
Key points
The National Flood Insurance Program (NFIP) will continue operating until January 15, 2024, ensuring continuous coverage.
Individuals with flood insurance or planning to obtain it can still do so under the program.
The act is retroactively effective if enacted after September 30, 2023, preventing any lapse in coverage.
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Status:
Expired
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Additional Information
NFIP Stopgap Act of 2023
Print number: HR 5843
Sponsor: Rep. Higgins, Clay [R-LA-3]
Process start date: 2023-09-29
System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.
Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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Summary & Status

Key Questions about Flood Insurance Program Extended Until January 2024

A structured overview of the legislative process, official sources, status and civic context.

What is the official ID of this bill?

The official print number for this legislation is HR 5843.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2023-09-29.

What are the main provisions?

Key points include:

  • The National Flood Insurance Program (NFIP) will continue operating until January 15, 2024, ensuring continuous coverage.
  • Individuals with flood insurance or planning to obtain it can still do so under the program.
  • The act is retroactively effective if enacted after September 30, 2023, preventing any lapse in coverage.

What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Higgins, Clay [R-LA-3].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Financial Services.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-25.

Analysis and Potential Impact of HR 5843

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge. Review our public AI processing logs for full transparency, and use Lustra to track active legislation for instant status push notifications.

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