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Faster Flood Insurance Payments: New FEMA Pilot Program

This act establishes a pilot program to accelerate and increase advance payments from flood insurance after natural disasters. By using new technologies like remote sensing, citizens affected by floods can receive money faster to repair their homes. The program aims to ease the burden on those impacted, reducing their financial and administrative stress.
Key points
Faster Advance Payments: FEMA will use monitoring data (e.g., satellite) to expedite advance payments from flood insurance.
Increased Advance Amounts: The pilot program aims to increase the amounts of advance payments to better support those affected in the initial recovery phase.
Streamlined Process: New technologies are intended to improve customer service and the entire claims process, reducing bureaucracy.
Overpayment Forgiveness: In case of an overpayment, FEMA may forgive the amount, protecting policyholders from having to repay the money.
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Additional Information
Print number: 118_HR_6082
Sponsor: Rep. Garbarino, Andrew R. [R-NY-2]
Process start date: 2023-10-26
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Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Emergency Advance Payments Modernization Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 118_HR_6082.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2023-10-26.

What are the main provisions?

Key points include:

  • Faster Advance Payments: FEMA will use monitoring data (e.g., satellite) to expedite advance payments from flood insurance.
  • Increased Advance Amounts: The pilot program aims to increase the amounts of advance payments to better support those affected in the initial recovery phase.
  • Streamlined Process: New technologies are intended to improve customer service and the entire claims process, reducing bureaucracy.
  • Overpayment Forgiveness: In case of an overpayment, FEMA may forgive the amount, protecting policyholders from having to repay the money.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Garbarino, Andrew R. [R-NY-2].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Financial Services.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-25.

CATEGORIES

Benefits Real Estate