What is the official ID of this bill?

The official print number for this legislation is HR 6193.

When did the legislative process begin?

The process officially started on 2023-11-02.

Where can I read the full text of this legislation?

The full official text is available at: https://www.congress.gov/118/bills/hr6193/BILLS-118hr6193ih.htm

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-25.

Who is the primary sponsor?

The primary sponsor is Rep. Levin, Mike [D-CA-49].

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

What is the latest detailed status?

The latest detailed status is: Forwarded by Subcommittee to Full Committee by Voice Vote.

Analysis and Potential Impact of HR 6193

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge. Review our public AI processing logs for full transparency, and use Lustra to track active legislation for instant status push notifications.

Housing Loan Fee Waivers for Disabled Veterans

Q: What are the main provisions?

Key points include: Disabled veterans who applied for a housing loan before receiving a disability rating will be exempt from loan fees. Ability to request a refund of housing loan fees paid before the act's enactment, if the veteran meets the new waiver criteria. Refunded amounts will be applied to reduce the principal balance of the loan, lowering the total cost for the veteran.

This act introduces changes to make it easier for disabled veterans to obtain waivers for housing loan fees guaranteed by the Department of Veterans Affairs. Veterans who applied for a loan before receiving an official disability rating can now apply for a refund of previously paid fees, directly impacting their personal finances.

Key points

Disabled veterans who applied for a housing loan before receiving a disability rating will be exempt from loan fees.

Ability to request a refund of housing loan fees paid before the act's enactment, if the veteran meets the new waiver criteria.

Refunded amounts will be applied to reduce the principal balance of the loan, lowering the total cost for the veteran.

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Status:

Expired

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Additional Information

VALOR Act

Print number: HR 6193

Sponsor: Rep. Levin, Mike [D-CA-49]

Process start date: 2023-11-02

System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.

Summarized by: gemini-2.5-flash-preview-05-20

Source data: api.congress.gov

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Housing Loan Fee Waivers for Disabled Veterans

Key Questions about Housing Loan Fee Waivers for Disabled Veterans