What is the official ID of this bill?

The official print number for this legislation is HR 6304.

When did the legislative process begin?

The process officially started on 2023-11-08.

Where can I read the full text of this legislation?

The full official text is available at: https://www.congress.gov/118/bills/hr6304/BILLS-118hr6304ih.htm

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-25.

Who is the primary sponsor?

The primary sponsor is Rep. LaLota, Nick [R-NY-1].

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Financial Services.

Analysis and Potential Impact of HR 6304

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge. Review our public AI processing logs for full transparency, and use Lustra to track active legislation for instant status push notifications.

Increased Flood Insurance: Coverage for Building Compliance Costs

Q: What are the main provisions?

Key points include: Increases basic flood insurance coverage for building compliance to 20% of the maximum allowable coverage. Allows policyholders to purchase additional coverage up to 40% of the maximum for an extra premium. Enables assigning insurance benefits to a governmental entity to help cover your share of flood mitigation project costs.

This act increases the amounts you can receive from flood insurance to cover the costs of making your home compliant with flood regulations. This means if your home is damaged by a flood, you could get more money to rebuild or modify it to be safer. You can also assign these funds to flood mitigation projects.

Key points

Increases basic flood insurance coverage for building compliance to 20% of the maximum allowable coverage.

Allows policyholders to purchase additional coverage up to 40% of the maximum for an extra premium.

Enables assigning insurance benefits to a governmental entity to help cover your share of flood mitigation project costs.

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Expired

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Additional Information

Increased Cost of Compliance Modernization Act of 2023

Print number: HR 6304

Sponsor: Rep. LaLota, Nick [R-NY-1]

Process start date: 2023-11-08

System Note: Lustra is free, publicly auditable civic infrastructure, with full source code available on GitHub. You are reading sterilized legislative data, processed by our radical neutrality engine to strip political spin and retain factual mechanics. We process only official government data. Original documents remain the authoritative source, always verify them if you can.

Summarized by: gemini-2.5-flash-preview-05-20

Source data: api.congress.gov

AI work logs for this document launch

Increased Flood Insurance: Coverage for Building Compliance Costs

Key Questions about Increased Flood Insurance: Coverage for Building Compliance Costs