Protecting Firearm Purchase Privacy: Banning Special Merchant Codes
This act aims to protect the privacy of citizens purchasing firearms by prohibiting payment card networks and other entities from assigning special merchant category codes (MCCs) to firearm retailers. This means firearm purchases will not be distinguished from those made at general merchandise or sporting goods stores, preventing the tracking and profiling of buyers. Citizens will gain greater anonymity in their firearm-related transactions.
Key points
Ban on Special Firearm Retailer Codes: Payment networks cannot require or assign codes that differentiate firearm retailers from general merchandise or sporting goods stores.
Increased Purchase Privacy: Firearm transactions will be treated like other purchases, making it harder to identify and track buyers.
Enforcement by the Attorney General: The Attorney General will handle complaints and investigations of violations, with the power to issue notices and seek injunctions.
No Private Right of Action: The act does not allow individuals to sue for violations; enforcement is solely handled by the Attorney General.
Preemption of State Laws: Any state or local laws regulating merchant category codes for firearm retailers are superseded by this federal act, ensuring uniform rules.
Expired
Citizen Poll