arrow_back Back to App

Flood History Information Act: Easier Access to Property Flood Data

This new act makes it easier for citizens to access crucial flood history information for properties they intend to buy, lease, or already own. This allows buyers and owners to better assess flood risks and make informed decisions regarding insurance and safety. Insurance companies will also gain access to this data, which may influence insurance rates.
Key points
Purchasers, lessees, and current property owners can obtain information from the government about the number and dollar value of flood claims for a specific property.
The act allows checking if a property requires mandatory flood insurance due to previous federal disaster assistance.
Insurance companies will be able to exchange flood policy and claims data with the government, but only for underwriting, rate setting, and claims adjustment, not for marketing purposes.
The Administrator may charge fees to insurance companies for data access, but not to citizens requesting information about their property.
article Official text account_balance Process page
Expired
Citizen Poll
No votes cast
Additional Information
Print number: 118_HR_7537
Sponsor: Rep. Dean, Madeleine [D-PA-4]
Process start date: 2024-03-05
Lustra uses Artificial Intelligence. Verify details in source documents.
Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
AI work logs for this document launch

OFFICIAL LEGAL TITLE

Flood History Information Act of 2024

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 118_HR_7537.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2024-03-05.

What are the main provisions?

Key points include:

  • Purchasers, lessees, and current property owners can obtain information from the government about the number and dollar value of flood claims for a specific property.
  • The act allows checking if a property requires mandatory flood insurance due to previous federal disaster assistance.
  • Insurance companies will be able to exchange flood policy and claims data with the government, but only for underwriting, rate setting, and claims adjustment, not for marketing purposes.
  • The Administrator may charge fees to insurance companies for data access, but not to citizens requesting information about their property.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Dean, Madeleine [D-PA-4].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Financial Services.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-25.

CATEGORIES

Real Estate Environment Economy