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Enhanced Cybersecurity for SNAP EBT Cards and User Convenience

This act aims to boost the security of EBT cards used in the SNAP program by introducing modern technologies like chip-enabled cards and tokenization. Citizens will gain better access to transaction information, easier fraud reporting, and faster replacement of damaged or stolen cards, without extra fees. The changes are designed to protect beneficiaries' funds and simplify benefit management.
Key points
Mandatory introduction of chip-enabled EBT cards, resistant to cloning, and tokenization technology for online transactions, enhancing fund security.
Users will receive transaction notifications, access to spending history, and the ability to freeze accounts in case of suspicious activity.
Faster replacement of damaged, stolen, or frozen EBT cards (within 3 business days) without fees, with options for mail delivery or in-person pickup.
States are required to offer mobile-friendly interfaces for EBT account management, available in multiple languages and with high reliability.
Stores accepting SNAP payments must have chip-enabled payment terminals, standardizing security across retailers.
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Additional Information
Enhanced Cybersecurity for SNAP Act of 2024
Print number: HR 7585
Sponsor: Rep. Kim, Andy [D-NJ-3]
Process start date: 2024-03-07