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New Definition for Short-Term Health Insurance

This act introduces a new, precise definition for short-term limited duration health insurance. It specifies that such coverage must have an expiration date less than 12 months from the original effective date and a total duration not exceeding 3 years, including renewals. This provides citizens with clearer rules regarding these types of policies, potentially influencing their healthcare coverage choices.
Key points
Short-term insurance must expire within 12 months of its original effective date.
The total duration of short-term insurance, including renewals, cannot exceed 3 years.
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Status:
Expired
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Additional Information
Health Coverage Choice Act
Print number: HR 76
Sponsor: Rep. Biggs, Andy [R-AZ-5]
Process start date: 2023-01-09
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Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
AI work logs for this document launch
Summary & Status

Key Questions about New Definition for Short-Term Health Insurance

A structured overview of the legislative process, official sources, status and civic context.

What is the official ID of this bill?

The official print number for this legislation is HR 76.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2023-01-09.

What are the main provisions?

Key points include:

  • Short-term insurance must expire within 12 months of its original effective date.
  • The total duration of short-term insurance, including renewals, cannot exceed 3 years.

What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Biggs, Andy [R-AZ-5].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Energy and Commerce.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-25.

Analysis and Potential Impact of HR 76

We don't know, that is up to you to decide. Summarizing raw data with AI is fundamentally different from predicting socio-economic outcomes. As of 2026, we believe impact assessment strictly requires a human in the loop to verify and judge. Review our public AI processing logs for full transparency, and use Lustra to track active legislation for instant status push notifications.

CATEGORIES

Health