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End Mandatory Arbitration, Class Action Limits in Health Insurance

This act aims to give citizens more freedom to pursue claims against health insurers. It eliminates clauses in insurance contracts that forced arbitration instead of court and restricted participation in class action lawsuits. As a result, citizens will have easier access to justice in disputes concerning their health plans.
Key points
Prohibition of mandatory arbitration clauses: Health insurers will not be able to require patients to resolve disputes solely through arbitration, opening the way to courts.
Prohibition of class action limitations: Patients will be free to participate in class action lawsuits against insurers, increasing their power in pursuing claims.
Court decisions: A court, not an arbitrator, will decide whether a given case falls under these new rules, ensuring greater transparency and protection of citizens' rights.
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Additional Information
Print number: 118_HR_7641
Sponsor: Rep. Porter, Katie [D-CA-47]
Process start date: 2024-03-12
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Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Justice for Patients Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 118_HR_7641.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2024-03-12.

What are the main provisions?

Key points include:

  • Prohibition of mandatory arbitration clauses: Health insurers will not be able to require patients to resolve disputes solely through arbitration, opening the way to courts.
  • Prohibition of class action limitations: Patients will be free to participate in class action lawsuits against insurers, increasing their power in pursuing claims.
  • Court decisions: A court, not an arbitrator, will decide whether a given case falls under these new rules, ensuring greater transparency and protection of citizens' rights.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Porter, Katie [D-CA-47].

What is the latest detailed status?

The latest detailed status is: Referred to the Subcommittee on Health.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-25.

CATEGORIES

Health Courts and Law