Medicare Protection: Easier Transition from COBRA Continuation Coverage.
This law creates a special enrollment period for Medicare Part B for individuals using COBRA continuation coverage after job loss. Citizens can maintain their COBRA insurance without facing lifetime financial penalties for delayed Medicare enrollment. These changes ensure a smoother transition between employer-sponsored coverage and Medicare, while protecting COBRA benefits from reduction.
Key points
A new, one-time Special Enrollment Period for Medicare Part B for individuals covered by COBRA (effective January 1, 2025).
Individuals will not face higher, lifetime premiums (late enrollment penalty) for delaying Medicare Part B enrollment.
COBRA coverage cannot be reduced or terminated solely because an individual is eligible for Medicare Part B.
Expired
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