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Easier Student Loan Forgiveness for Public Service Workers: Counting More Payments.

This legislation simplifies the path for public service employees to achieve federal student loan forgiveness after 10 years of service. The change allows the first 60 monthly payments (five years) to count toward the required 120 payments, even if they were made under repayment plans that previously did not qualify for the program. This means more public sector workers can meet the debt cancellation requirements sooner.
Key points
The first 5 years of student loan payments (60 payments) will now count toward the Public Service Loan Forgiveness (PSLF) program, regardless of the specific repayment plan used.
This change applies to public service workers who have made fewer than 120 qualifying payments as of the law's enactment date.
The Department of Education must notify affected borrowers about the new rules and provide information on how to change repayment plans.
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Additional Information
Print number: 118_HR_8759
Sponsor: Rep. Foster, Bill [D-IL-11]
Process start date: 2024-06-14
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Summarized by: gemini-2.5-flash-preview-09-2025
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Public Service Loan Forgiveness Inclusion Act of 2024

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 118_HR_8759.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2024-06-14.

What are the main provisions?

Key points include:

  • The first 5 years of student loan payments (60 payments) will now count toward the Public Service Loan Forgiveness (PSLF) program, regardless of the specific repayment plan used.
  • This change applies to public service workers who have made fewer than 120 qualifying payments as of the law's enactment date.
  • The Department of Education must notify affected borrowers about the new rules and provide information on how to change repayment plans.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Foster, Bill [D-IL-11].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Education and the Workforce.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-25.

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