What is the official ID of this bill?
The official print number for this legislation is HR 900.
Private Flood Insurance Counts Towards Continuous Coverage Requirements
This bill increases flexibility for homeowners required to carry flood insurance. The change ensures that periods when a property was covered by a private flood insurance policy are treated the same as coverage under the National Flood Insurance Program (NFIP). This allows citizens to switch between public and private insurance options without jeopardizing their continuous coverage status, which is crucial for policy rates and terms.
Key points
Private flood insurance coverage is now officially recognized for meeting continuous coverage requirements, just like NFIP coverage.
Property owners gain greater flexibility in choosing between government and private flood insurance options without fear of losing coverage continuity.
Status:
Expired
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