Easier access to child health coverage benefits after divorce.
This Act aims to simplify access to health benefits for children whose coverage is provided by a noncustodial parent, particularly benefiting the custodial parent. Health plans and insurers must provide necessary information to the custodial parent, allow them to submit claims without the noncustodial parent's approval, and make payments directly to the custodial parent or provider. These changes apply to group health plans, individual coverage, and Federal Employees Health Benefits Program (FEHBP).
Key points
Custodial parents will gain direct access to information about the child's health coverage, even if the policy is held by the noncustodial parent.
Custodial parents can submit claims for covered services without needing approval from the noncustodial parent.
Payments for medical claims will be made directly to the custodial parent or the provider, streamlining the reimbursement process after divorce.
The requirements apply to private insurance plans and federal health care programs, including those for federal employees.
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