Federal Protection and Mandated Coverage for In Vitro Fertilization (IVF) Access.
This Act establishes a federal statutory right to seek and receive fertility treatment, including IVF, overriding restrictive state laws. It mandates coverage for comprehensive fertility services by private health plans (if they cover obstetrical services), Medicare, Medicaid, and insurance for veterans and uniformed services members. These changes significantly lower financial and legal barriers for citizens seeking to build a family.
Key points
Federal Right to IVF: States cannot prohibit or unduly restrict access to fertility treatment, including the storage and disposition of embryos and reproductive genetic material, consistent with accepted medical standards.
Mandatory Insurance Coverage: Private health plans, Medicare, and Medicaid must cover comprehensive fertility treatments, often regardless of a formal infertility diagnosis, if they offer coverage for obstetrical services.
Support for Military and Veterans: Active duty service members and veterans gain expanded, non-discriminatory access to fertility treatment (including up to 3 oocyte retrievals and unlimited embryo transfers) and free cryopreservation services.
Status:
Expired
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