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Bridge to Medicaid Act: Near-Free Health Coverage for Low-Income Americans (2026-2028).

This law temporarily ensures highly affordable health insurance for the lowest-income individuals (up to 138% of the poverty line) residing in states that have not expanded Medicaid. For 2026-2028, these individuals will access health plans with minimal out-of-pocket costs and additional benefits like medical transportation. The goal is to close the healthcare access gap for individuals who would typically qualify for Medicaid in expansion states.
Key points
Individuals earning up to 138% of the poverty line in non-expansion states will receive coverage with 99% cost sharing reduction during 2026-2028.
For 2026 and 2027, this coverage includes extra benefits like non-emergency medical transportation and children's services (EPSDT), provided without cost-sharing.
A continuous special enrollment period is established for this group, lasting from 2026 through 2028.
Temporary limits are placed on the recapture of premium tax credits for the lowest-income individuals, protecting them from having to repay excess subsidies.
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Additional Information
Print number: 118_HR_9708
Sponsor: Rep. Sewell, Terri A. [D-AL-7]
Process start date: 2024-09-19
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Summarized by: gemini-3-pro-preview
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Bridge to Medicaid Act of 2024

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 118_HR_9708.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2024-09-19.

What are the main provisions?

Key points include:

  • Individuals earning up to 138% of the poverty line in non-expansion states will receive coverage with 99% cost sharing reduction during 2026-2028.
  • For 2026 and 2027, this coverage includes extra benefits like non-emergency medical transportation and children's services (EPSDT), provided without cost-sharing.
  • A continuous special enrollment period is established for this group, lasting from 2026 through 2028.
  • Temporary limits are placed on the recapture of premium tax credits for the lowest-income individuals, protecting them from having to repay excess subsidies.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Sewell, Terri A. [D-AL-7].

What is the latest detailed status?

The latest detailed status is: Referred to the Subcommittee on Health.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-30.

CATEGORIES

Health Benefits Taxes