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Credit Protection for Americans Unlawfully Detained or Held Hostage Abroad.

This law protects US citizens who were unlawfully detained or held hostage abroad from suffering negative financial consequences upon their return. Credit reporting agencies are prohibited from including adverse credit information that originated during the period of their captivity. To qualify, individuals must provide official documentation authenticated by relevant government hostage recovery entities.
Key points
Bans credit agencies from reporting negative credit items that occurred while a US citizen was unlawfully detained or held hostage abroad.
Protection applies only to US nationals whose status is officially certified by the Special Presidential Envoy for Hostage Affairs or the Hostage Recovery Fusion Cell.
Ensures that victims returning from captivity are not penalized financially due to circumstances beyond their control.
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Expired
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Additional Information
Print number: 118_HR_9830
Sponsor: Rep. Hill, J. French [R-AR-2]
Process start date: 2024-09-25