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Credit Protection for Americans Unlawfully Detained or Held Hostage Abroad.

This law protects US citizens who were unlawfully detained or held hostage abroad from suffering negative financial consequences upon their return. Credit reporting agencies are prohibited from including adverse credit information that originated during the period of their captivity. To qualify, individuals must provide official documentation authenticated by relevant government hostage recovery entities.
Key points
Bans credit agencies from reporting negative credit items that occurred while a US citizen was unlawfully detained or held hostage abroad.
Protection applies only to US nationals whose status is officially certified by the Special Presidential Envoy for Hostage Affairs or the Hostage Recovery Fusion Cell.
Ensures that victims returning from captivity are not penalized financially due to circumstances beyond their control.
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Additional Information
Print number: 118_HR_9830
Sponsor: Rep. Hill, J. French [R-AR-2]
Process start date: 2024-09-25
Lustra uses Artificial Intelligence. Verify details in source documents.
Summarized by: gemini-2.5-flash-preview-09-2025
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Fair Credit for American Hostages Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 118_HR_9830.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2024-09-25.

What are the main provisions?

Key points include:

  • Bans credit agencies from reporting negative credit items that occurred while a US citizen was unlawfully detained or held hostage abroad.
  • Protection applies only to US nationals whose status is officially certified by the Special Presidential Envoy for Hostage Affairs or the Hostage Recovery Fusion Cell.
  • Ensures that victims returning from captivity are not penalized financially due to circumstances beyond their control.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Hill, J. French [R-AR-2].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Financial Services.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-26.

CATEGORIES

Economy Security