Kidney Donor Protection: Banning Life Insurance Discrimination.
This law prohibits insurance companies from discriminating against individuals who have donated a kidney when setting prices, conditions, or coverage amounts for life insurance policies. Being a living kidney donor cannot be the sole reason for denial or adverse treatment, unless other unrelated actuarial risks exist. This change ensures that donors are not penalized financially for their life-saving act.
Key points
Life insurance providers are forbidden from denying coverage, increasing rates, or altering policy conditions based solely on a person's status as a living kidney donor.
Kidney donors gain the right to sue insurance companies in federal court for damages and legal fees if they face discrimination due to their donation.
The Act preserves existing state or local laws that offer stronger protections for living kidney donors.
Status:
Expired
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