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Kidney Donor Protection: Banning Life Insurance Discrimination.

This law prohibits insurance companies from discriminating against individuals who have donated a kidney when setting prices, conditions, or coverage amounts for life insurance policies. Being a living kidney donor cannot be the sole reason for denial or adverse treatment, unless other unrelated actuarial risks exist. This change ensures that donors are not penalized financially for their life-saving act.
Key points
Life insurance providers are forbidden from denying coverage, increasing rates, or altering policy conditions based solely on a person's status as a living kidney donor.
Kidney donors gain the right to sue insurance companies in federal court for damages and legal fees if they face discrimination due to their donation.
The Act preserves existing state or local laws that offer stronger protections for living kidney donors.
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Expired
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Additional Information
Print number: 118_HR_9840
Sponsor: Rep. Lawler, Michael [R-NY-17]
Process start date: 2024-09-25
Lustra uses Artificial Intelligence. Verify details in source documents.
Summarized by: gemini-2.5-flash-preview-09-2025
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Kidney Donation Anti-Discrimination Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 118_HR_9840.

Which chamber initiated this legislation?

This legislation was initiated in the House of Representatives.

When did the legislative process begin?

The process officially started on 2024-09-25.

What are the main provisions?

Key points include:

  • Life insurance providers are forbidden from denying coverage, increasing rates, or altering policy conditions based solely on a person's status as a living kidney donor.
  • Kidney donors gain the right to sue insurance companies in federal court for damages and legal fees if they face discrimination due to their donation.
  • The Act preserves existing state or local laws that offer stronger protections for living kidney donors.
What is the specific legal status?

The current status is Expired.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Rep. Lawler, Michael [R-NY-17].

What is the latest detailed status?

The latest detailed status is: Referred to the House Committee on Financial Services.

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-26.

CATEGORIES

Health Economy Courts and Law