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Open Enrollment Period Established for Military Survivor Benefit Plan (SBP)

This law creates a limited-time "open season" lasting until the end of 2025, allowing eligible military retirees to enroll in the Survivor Benefit Plan (SBP) or modify their existing coverage. This provides a critical opportunity for service members to secure financial protection for their spouses and dependent children if they previously missed the enrollment window. Late enrollees must pay back premiums plus interest to join the plan.
Key points
Establishes an "open season" (ending December 31, 2025) for eligible retired service members to enroll in or discontinue the Survivor Benefit Plan (SBP).
New enrollees must pay the total amount of missed premiums, plus interest and an additional fee, calculated to protect the military retirement fund.
Current participants can change beneficiaries (e.g., to a spouse or dependent child), and discontinuing participation generally requires the consent of the spouse and beneficiaries.
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Additional Information
To establish an open season for enrollment in the Survivor Benefit Plan under subchapter II of chapter 73 of title 10, United States Code.
Print number: HR 9852
Sponsor: Rep. Steel, Michelle [R-CA-45]
Process start date: 2024-09-25