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Protecting Living Organ Donors: Insurance Fairness and Job Leave Rights.

This law protects individuals who donate organs from discrimination by insurance companies. It prohibits insurers from denying coverage or raising premiums for life, disability, or long-term care insurance solely based on a person's status as a living donor. Crucially, recovery from organ donation surgery is now explicitly covered under the Family and Medical Leave Act (FMLA), ensuring job-protected leave.
Key points
Insurers cannot deny or increase premiums for life, disability, or long-term care insurance solely because someone is a living organ donor.
Recovery from organ donation surgery is explicitly defined as a "serious health condition" qualifying for job-protected FMLA leave.
Federal educational materials will be updated to inform the public about these new rights and the impact of donation on insurance access.
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Additional Information
Print number: 118_S_1384
Sponsor: Sen. Gillibrand, Kirsten E. [D-NY]
Process start date: 2023-04-27