Flood Risk Accountability: New Mitigation Plans for Repeatedly Damaged Communities.
This law mandates new responsibilities for local governments frequently hit by severe floods, requiring them to develop, implement, and publicly share specific plans to reduce flood risks in high-damage areas. The goal is to protect residents and property by enforcing local preventative action. Failure to comply could result in the community being suspended from the National Flood Insurance Program (NFIP), directly impacting residents' ability to secure federally backed flood insurance.
Key points
Communities with high numbers of repeatedly damaged properties must identify risk areas and create mandatory, detailed mitigation plans.
These risk reduction plans must be made public, increasing transparency regarding local flood safety efforts.
Non-compliant communities face sanctions, including potential suspension from the NFIP, which affects residents' access to necessary flood insurance, often required for mortgages.
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